9 Steps to Get You Ready to Buy a Home in 2018

11
Dec

9 Steps to Get You Ready to Buy a Home in 2018

Posted on December 11, 2017 in Heather Krueger, Uncategorized

 

Ready…

  1. Stable Paycheck

Having a stable paycheck tells the bank that you can keep a job and thus, commit to regular mortgage payments.

  1. Savings

Ensure you have ample savings to make up the loan difference as banks only loan up to 80% of the purchase.

  1. Research

Seek information and stay up-to-date on the latest trends.

 

Set…

  1. Credit Score

Having good credit scores will prove to the bank that you can honor your loan.

 

  1. Wants vs. Needs

Buying a home is a big decision but just because you want a 4-bedroom house doesn’t mean you need it. Decide wisely!

 

  1. Outstanding Loans

Take time now to be as close to debt-free as possible before you borrow or it will reflect poorly on you to the lender.

 

  1. Budget

Draft out a plan of budgets based on what is comfortable spending for you to prevent running into extra expenses.

 

Go!

  1. Type of Home

Know what you want but also be realistic if it’s your first home.

 

  1. Mortgage Pre-Approval

Get pre-approved for a bank loan before jumping into the sales process. Doing so will let you proceed confidently.

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