Monthly Archives: June 2018

Why do I need Title Insurance?

Before we answer the question, let’s back things up and talk a bit about ‘title’. Title can essentially be defined as demonstrating that you own something. Thus, holding ‘Title’ on your beloved new house means that you own the home outright and can do with it what you wish, right?

So then why do you need Title Insurance?

Having Title Insurance is a way to secure confidence that there is no one else who can claim a right to your property after you have signed on the dotted line and transferred ownership.

Before you close on your home, the title company will conduct a title search on your behalf. They will search deed, tax and court records to verify ownership history. Purchasing title insurance will cover you in the event that any adverse incidents relative to title occur before or after you close on your home.

Since buying a home is such a big investment, seeking consult on these important topics is critical. If you are not quite sure if purchasing title insurance is for you, do consider consulting an attorney first.

Looking for a realtor to guide you through the home purchase process, contact Heather Krueger today.

 

 





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